Died Without a Will? Your House Could Face Probate

Dying without an estate plan can leave important decisions to state intestacy laws instead of your wishes. Depending on your state and family situation, your house and other assets may pass through probate, causing delays, legal expenses, and family disputes. Some life insurance policies and financial accounts can transfer directly to named beneficiaries, but outdated designations or missing paperwork may complicate the process. An estate-planning attorney can help you create a will, review ownership and beneficiaries, and coordinate your insurance coverage with your broader plan. Rules vary by state, so professional guidance matters.