{"id":26,"date":"2026-09-23T17:00:00","date_gmt":"2026-09-23T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/wmsinsurancelv-com\/2026\/09\/23\/my-parent-died-without-a-trust-now-what\/"},"modified":"2026-09-23T17:00:00","modified_gmt":"2026-09-23T17:00:00","slug":"my-parent-died-without-a-trust-now-what","status":"publish","type":"post","link":"https:\/\/www.wmsinsurancelv.com\/blog\/2026\/09\/23\/my-parent-died-without-a-trust-now-what\/","title":{"rendered":"My Parent Died Without a Trust\u2014Now What?"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Losing a parent is difficult, and handling an estate without a trust can add confusion. Start by locating the will, death certificates, account statements, deeds, and insurance policies. Probate may be required to transfer assets, settle debts, and notify interested parties; if no will exists, state intestacy laws generally determine inheritance. Life insurance and other policy benefits may pass directly to named beneficiaries, but outdated designations, estate ownership, or missing beneficiaries can change the process. Rules vary by state, so consult a probate attorney and notify insurers promptly. A qualified insurance professional can help identify coverage, beneficiaries, and ongoing protection needs.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Losing a parent is difficult, and handling an estate without a trust can add confusion. Start by locating the will, death certificates, account statements, deeds, and insurance policies. Probate may be required to transfer assets, settle debts, and notify interested parties; if no will exists, state intestacy laws generally determine inheritance. Life insurance and other [&hellip;]<\/p>\n","protected":false},"author":437,"featured_media":55,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-26","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/posts\/26","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/users\/437"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/comments?post=26"}],"version-history":[{"count":0,"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/posts\/26\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/media\/55"}],"wp:attachment":[{"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/media?parent=26"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/categories?post=26"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/tags?post=26"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}