{"id":71,"date":"2026-09-30T12:00:00","date_gmt":"2026-09-30T12:00:00","guid":{"rendered":"https:\/\/www.wmsinsurancelv.com\/blog\/?p=71"},"modified":"2026-09-30T12:00:00","modified_gmt":"2026-09-30T12:00:00","slug":"why-is-car-insurance-still-so-high","status":"publish","type":"post","link":"https:\/\/www.wmsinsurancelv.com\/blog\/2026\/09\/30\/why-is-car-insurance-still-so-high\/","title":{"rendered":"Why Is Car Insurance Still So High?"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Car insurance remains expensive for many U.S. drivers because repair bills, medical costs, vehicle theft, severe weather, and rising claim severity continue to pressure insurers. Even as inflation eases, premiums may not fall immediately, since companies are still recalibrating rates and rebuilding financial stability. This guide breaks down the biggest cost drivers, encourages drivers to compare quotes at renewal, and highlights possible discounts for safe driving, bundling, low mileage, and approved safety courses. Relief may arrive unevenly by state and driver profile, so reviewing coverage with a licensed professional can help identify realistic savings while preserving essential protection.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Car insurance remains expensive for many U.S. drivers because repair bills, medical costs, vehicle theft, severe weather, and rising claim severity continue to pressure insurers. Even as inflation eases, premiums may not fall immediately, since companies are still recalibrating rates and rebuilding financial stability. This guide breaks down the biggest cost drivers, encourages drivers to [&hellip;]<\/p>\n","protected":false},"author":437,"featured_media":72,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-71","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/posts\/71","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/users\/437"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/comments?post=71"}],"version-history":[{"count":1,"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/posts\/71\/revisions"}],"predecessor-version":[{"id":74,"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/posts\/71\/revisions\/74"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/media\/72"}],"wp:attachment":[{"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/media?parent=71"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/categories?post=71"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wmsinsurancelv.com\/blog\/wp-json\/wp\/v2\/tags?post=71"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}