Renting Out Your Las Vegas Home? Landlord Insurance May Be Essential

Renting out your Las Vegas home can create risks that a standard homeowners policy may not be designed to cover. Landlord insurance typically addresses the rental property itself, liability claims involving tenants or guests, and potentially lost rental income after a covered event makes the home uninhabitable. Coverage varies by insurer and may exclude issues such as normal wear and tear, maintenance problems, flooding, or certain tenant-caused damage. Before leasing, tell your insurer about the rental use and compare landlord policies, deductibles, limits, and optional endorsements with a licensed insurance professional.