Does Your Business Really Need General Liability?

General liability insurance is not just for large companies. A single customer injury, accidental property-damage claim, or allegation involving advertising can lead to legal fees and significant out-of-pocket costs. Coverage may also be required by landlords, clients, or vendors before you can operate or secure a contract. Your actual need depends on your industry, location, customers, contracts, and risk exposure. Review your operations, limits, exclusions, and available endorsements with a licensed insurance professional to determine whether a policy fits your business.