Business Use? Your Auto Policy May Not Cover It

Personal auto insurance is designed primarily for personal driving, but business use can change what your policy covers. Occasional errands may be included, while regular deliveries, rideshare trips, transporting clients, sales calls, or carrying business equipment may require a business-use endorsement or commercial auto policy. Coverage rules and exclusions vary by insurer and state, so never assume you are protected. Review your declarations page, describe your vehicle’s actual use to your insurer, and get confirmation before driving for work. The right coverage can help protect your vehicle, business, and finances after an accident.